Surety is a specialized segment of the insurance industry that provides financial guarantees to ensure the performance of contractual or statutory obligations. Unlike traditional insurance, surety involves three parties:

• Principal – The party who undertakes the obligation (e.g., contractor).

• Obligee – The party who requires the guarantee (e.g., project owner, municipality, etc.).

• Surety – The company that issues the bond and guarantees the principal’s performance (e.g. Hartford).

Surety bonds are commonly used in construction, corporate compliance, non-construction performance commercial contracts, etc. Surety bonds protect the obligee by ensuring that if the principal fails to meet their contractual and/or statutory duties, the surety will step in to fulfill the obligation or compensate for losses.

Surety professionals combine risk assessment, financial analysis, and relationship management to support clients and maintain trust in contractual agreements.

WHAT ARE THE RESPONSIBILITIES OF THE POSITION?

The Global Specialty Emerging Underwriter Program for Summer Associates is designed to prepare college students for the specialty insurance market.  Summer Associates will participate in a program that provides a combination of general insurance and business specific learning with job shadowing, systems training as well as participation in marketing calls and events. Associates will have networking opportunities with Global Specialty leadership and work with their summer cohort on team projects focused on real business needs.

Expectations:

• Assist team by performing tasks and business specific curriculum designed to gain an understanding of the insurance marketplace while providing information / research to the team

• Achieve standards established for success in the program by completing daily assignments; plan and prioritize work activities to achieve desired results within necessary time frames

• Actively participate by asking questions, volunteering answers, and assisting teammates as appropriate

• Participate fully with the other Summer Associates on any group/team activities, as assigned by the manager or program leader

• Effectively use online resources, automation tools, and computer software packages

• Continuously develop and strengthen the skills required for success in the underwriting position  

What’s in it for you?

• Assigned to a challenging work experience to develop analytical, technical and leadership skills and build industry knowledge

• Attend weekly business meetings and personal development workshops as well as meet regularly meet with your manager and peer mentor

• Successful interns have the potential to be considered for full-time employment

What is The Hartford looking for?

• Students expecting to graduate with a bachelor’s degree in Risk Management and Insurance, Business Administration, Finance and Accounting, Economics, Marketing, or Liberal Arts , with minimum GPA of 3.0 is preferred and at least one semester remaining following their internship (Graduation Date Range: December 2026 to June 2027)

• Must have a record of high achievement, analytical thinking, self-motivation, relationship building and a solid work ethic

• Strong communication, presentation, and interpersonal skills

• Ability to analyze and reason through complex problems and make sound recommendations in a fast-paced environment

• High energy self-starter, good decision maker with an entrepreneurial spirit

• Solid time management skills

• Computer savvy, experience with MS office suite

• Competitive nature and strong desire to win

About The Hartford

With more than 200 years of expertise, The Hartford is a leader in property and casualty insurance, group benefits and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust and integrity.

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